Auto-Enroll “QACA” 401(k)
(3.5% Safe Harbor Match)
All Employees Auto-Enrolled at 6% Deferral (From their own paychecks)
Employer Match is capped a 3.5%
(Graded match from 1% – 3.5%)
Match Vesting is delayed until 2 Years from Date of Hire to Retain employees. Best Option
Safe Harbor plan which satisfies annual ADP/ACP Compliance Testing. Details in pdf.