Generated by All in One SEO v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # Pension Planning Consultants, Inc. Retirement Plan Administration and Actuarial Services ## Sitemaps - [XML Sitemap](https://pensionplanningconsultants.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://pensionplanningconsultants.com/blog/) - [August 2024 Newsletter](https://pensionplanningconsultants.com/august-2024-newsletter/) - [May 2024 Newsletter](https://pensionplanningconsultants.com/may-2024-newsletter/) - [February 2024 Newsletter](https://pensionplanningconsultants.com/february-2024-newsletter/) - [November 2023 Newsletter](https://pensionplanningconsultants.com/november-2023-newsletter/) - [November 2022 Newsletter](https://pensionplanningconsultants.com/november-2022-newsletter/) - [February 2023 Newsletter](https://pensionplanningconsultants.com/february-2023-newsletter/) - [August 2023 Newsletter](https://pensionplanningconsultants.com/august-2023-newsletter/) - [May 2023 Newsletter](https://pensionplanningconsultants.com/may-2023-newsletter/) - [February 2021 Newsletter](https://pensionplanningconsultants.com/february-2021-newsletter/) - [August 2021 Newsletter](https://pensionplanningconsultants.com/august-2021-newsletter/) - [May 2021 Newsletter](https://pensionplanningconsultants.com/may-2021-newsletter/) - [November 2020 Newsletter](https://pensionplanningconsultants.com/november-2020-newsletter/) - [SECURE 2.0 Summary](https://pensionplanningconsultants.com/secure-2-0-summary/) - [PPC Census Form](https://pensionplanningconsultants.com/ppc-census-form/) - [New Jersey - Secure Choice](https://pensionplanningconsultants.com/new-jersey-secure-choice/) - [California - CalSavers](https://pensionplanningconsultants.com/california-calsavers/) - [Oregon - OregonSaves](https://pensionplanningconsultants.com/oregon-oregonsaves/) - [Illinois - Secure Choice](https://pensionplanningconsultants.com/illinois-secure-choice/) - [Cash Balance by Age](https://pensionplanningconsultants.com/cash-balance-by-age/) - [Cash Balance Info](https://pensionplanningconsultants.com/cash-balance-info/) - [PPC 3 Legged Stool](https://pensionplanningconsultants.com/ppc-3-legged-stool-landscape/) - [PPC Plan Services](https://pensionplanningconsultants.com/ppc-plan-services/) - [401(k) Tips & Stats](https://pensionplanningconsultants.com/401k-tips-stats/) - [Qualified Business Income (QBI) Deduction Example](https://pensionplanningconsultants.com/profit-sharing-101/) - [PPC 401(k) "Buckets"](https://pensionplanningconsultants.com/ppc-401k-buckets/) - [Safe Harbor Quick Tips](https://pensionplanningconsultants.com/safe-harbor-quick-tips/) - [Solo (k) with Cash Balance Plan](https://pensionplanningconsultants.com/solo-k-with-cash-balance-plan/) - [Profit Sharing 101](https://pensionplanningconsultants.com/profit-sharing-101-2/) - [February 2019 newsletter](https://pensionplanningconsultants.com/february-2019-newsletter/) - [May 2019 Newsletter](https://pensionplanningconsultants.com/spring-2019-newsletter/) - [August 2019 Newsletter](https://pensionplanningconsultants.com/summer-2019-newsletter/) - [November 2019 Newsletter](https://pensionplanningconsultants.com/november-2019-newsletter/) - [February 2020 Newsletter](https://pensionplanningconsultants.com/february-2020-newsletter/) - [April 2020 Newsletter](https://pensionplanningconsultants.com/april-2020-newsletter/) - [July 2020 Newsletter](https://pensionplanningconsultants.com/july-2020-newsletter/) - [Traditional 401(k) (No Employer Match)](https://pensionplanningconsultants.com/traditional-401k-no-employer-match/) - [Basic Match 401(k) (4% Employer Match)](https://pensionplanningconsultants.com/auto-enroll-401k-3-5-safe-harbor-match/) - [Auto Enroll 401(k) (3.5% Safe Harbor Match)](https://pensionplanningconsultants.com/auto-enroll-401k-3-5-safe-harbor-match-2/) - [August 2015 Newsletter](https://pensionplanningconsultants.com/169-2/) - [July 2015 Newsletter](https://pensionplanningconsultants.com/july-2015-newsletter/) - [June 2015 Newsletter](https://pensionplanningconsultants.com/june-2015-newsletter/) - [April 2015 Newsletter](https://pensionplanningconsultants.com/163-2/) - [February 2015 Newsletter](https://pensionplanningconsultants.com/february-2015-newsletter/) - [December 2014 Newsletter](https://pensionplanningconsultants.com/december-2014-newsletter/) - [October 2014 Newsletter](https://pensionplanningconsultants.com/october-2014-newsletter/) - [June 2014 Newsletter](https://pensionplanningconsultants.com/june-2014-newsletter/) - [April 2014 Newsletter](https://pensionplanningconsultants.com/april-2014-newsletter/) - [February 2014 Newsletter](https://pensionplanningconsultants.com/february-2014-newsletter/) - [December 2013 Newsletter](https://pensionplanningconsultants.com/december-2013-newsletter/) - [October 2013 Newsletter](https://pensionplanningconsultants.com/october-2013-newsletter/) - [August 2013 Newsletter](https://pensionplanningconsultants.com/august-2013-newsletter/) - [June 2013 Newsletter](https://pensionplanningconsultants.com/june-2013-newsletter/) - [April 2013 Newsletter](https://pensionplanningconsultants.com/april-2013-newsletter/) - [February 2013 Newsletter](https://pensionplanningconsultants.com/february-2013-newsletter/) - [December 2012 Newsletter](https://pensionplanningconsultants.com/december-2012-newsletter/) - [October 2012 Newsletter](https://pensionplanningconsultants.com/october-2012-newsletter/) - [October 2015 Newsletter](https://pensionplanningconsultants.com/october-2015-newsletter/) - [February 2012 Newsletter](https://pensionplanningconsultants.com/february-2012-newsletter/) - [April 2012 Newsletter](https://pensionplanningconsultants.com/april-2012-newsletter/) - [June 2012 Newsletter](https://pensionplanningconsultants.com/june-2012-newsletter/) - [August 2012 Newsletter](https://pensionplanningconsultants.com/august-2012-newsletter/) - [December 2015 Newsletter](https://pensionplanningconsultants.com/december-2015-newsletter/) - [February 2016 Newsletter](https://pensionplanningconsultants.com/february-2016-newsletter/) - [June 2016 Newsletter](https://pensionplanningconsultants.com/june-2016-newsletter/) - [August 2016 Newsletter](https://pensionplanningconsultants.com/august-2016-newsletter/) - [October 2016 Newsletter](https://pensionplanningconsultants.com/october-2016-newsletter/) - [December 2016 Newsletter](https://pensionplanningconsultants.com/december-2016-newsletter/) - [February 2017 Newsletter](https://pensionplanningconsultants.com/february-2017-newsletter/) - [April 2017 Newsletter](https://pensionplanningconsultants.com/april-2017-newsletter/) - [June 2017 Newsletter](https://pensionplanningconsultants.com/june-2017-newsletter/) - [September 2017 Newsletter](https://pensionplanningconsultants.com/september-2017-newsletter/) - [December 2017 Newsletter](https://pensionplanningconsultants.com/december-2017-newsletter/) - [March 2018 Newsletter](https://pensionplanningconsultants.com/march-2018-newsletter/) - [May 2018 Newsletter](https://pensionplanningconsultants.com/may-2018-newsletter/) - [August 2018 Newsletter](https://pensionplanningconsultants.com/august-2018-newsletter/) - [November 2018 Newsletter](https://pensionplanningconsultants.com/november-2018-newsletter/) ## Pages - [Home Page](https://pensionplanningconsultants.com/) - [Login / Pay](https://pensionplanningconsultants.com/login-pay-invoice/) - [Secure Upload for Loans & Distributions - mobile](https://pensionplanningconsultants.com/secure-upload-for-loans-distributions-mobile/) - [Secure Upload for Loans & Distributions](https://pensionplanningconsultants.com/secure-upload-for-loans-distributions/) - [Resources - mobile](https://pensionplanningconsultants.com/resources-mobile/) - [Resources](https://pensionplanningconsultants.com/references/) - [Annual Information Gathering](https://pensionplanningconsultants.com/info/) - [Meet the PPC Team - mobile](https://pensionplanningconsultants.com/meet-the-ppc-team-mobile/) - [Meet the PPC Team](https://pensionplanningconsultants.com/meet-the-ppc-team/) - [Advisor Connect Video Series](https://pensionplanningconsultants.com/advisor-connect-video-series/) - [Contact](https://pensionplanningconsultants.com/contact/) - [Customer Feedback](https://pensionplanningconsultants.com/customer-feedback/) - [Gateway Pension Services](https://pensionplanningconsultants.com/gateway-pension-services/) - [Payment Portal](https://pensionplanningconsultants.com/login-pay-invoice/payment-portal/) - [About](https://pensionplanningconsultants.com/about/) - [403(b) Retirement Plans - mobile](https://pensionplanningconsultants.com/403b-retirement-plans-mobile/) - [About 50 Years - mobile](https://pensionplanningconsultants.com/about-50-years-mobile/) - [About - mobile](https://pensionplanningconsultants.com/about-mobile/) - [About 50 Years](https://pensionplanningconsultants.com/about-50-years/) - [Services - mobile](https://pensionplanningconsultants.com/services-mobile/) - [Services](https://pensionplanningconsultants.com/services/) - [401(k) Retirement Plans - mobile](https://pensionplanningconsultants.com/401k-retirement-plans-mobile/) - [401(k) Retirement Plans](https://pensionplanningconsultants.com/services/401k-and-403b-retirement-plans/401k-retirement-plans/) - [Secure Upload for New Business - mobile](https://pensionplanningconsultants.com/secure-upload-for-new-business-mobile/) - [Secure Upload for New Business](https://pensionplanningconsultants.com/secure-upload-for-new-business/) - [Secure 2.0 Summary](https://pensionplanningconsultants.com/secure-2-0-summary-2/) - [Instructions for Whitelisting PPC Email](https://pensionplanningconsultants.com/whitelisting-ppc-email/) - [Login / Pay - mobile](https://pensionplanningconsultants.com/login-pay-mobile/) - [Secure Upload - mobile](https://pensionplanningconsultants.com/secure-upload-mobile/) - [Cookie Policy](https://pensionplanningconsultants.com/cookie-policy/) - [Boycepensions - mobile](https://pensionplanningconsultants.com/boycepensions-mobile/) - [Boycepensions](https://pensionplanningconsultants.com/boycepensions/) - [ASGPension](https://pensionplanningconsultants.com/asgpension/) - [ASG File Exchange](https://pensionplanningconsultants.com/asg-file-exchange/) - [Secure Upload](https://pensionplanningconsultants.com/secure-upload/) - [Privacy Policy](https://pensionplanningconsultants.com/privacy-policy-2/) - [Terms of Service](https://pensionplanningconsultants.com/terms-of-service/) - [Pension Associate - mobile](https://pensionplanningconsultants.com/pension-associate-mobile/) - [Pension Associate](https://pensionplanningconsultants.com/careers/pension-associate/) - [Client Information](https://pensionplanningconsultants.com/information-center/plan-sponsor-client/client-information/) - [Client Information - mobile](https://pensionplanningconsultants.com/client-information-mobile/) - [Fast Start 401(k) Plans - mobile](https://pensionplanningconsultants.com/fast-start-401k-plans-mobile/) - [Fast Start 401(k) Plans](https://pensionplanningconsultants.com/fast-start-401k-plans/) - [401(k) and 403(b) Retirement Plans](https://pensionplanningconsultants.com/services/401k-and-403b-retirement-plans/) - [Who We Are - mobile](https://pensionplanningconsultants.com/who-we-are-mobile/) - [Thank you! - mobile](https://pensionplanningconsultants.com/thank-you-mobile/) - [Thank you!](https://pensionplanningconsultants.com/thank-you/) - [What is a TPA? - mobile](https://pensionplanningconsultants.com/what-is-a-tpa-mobile/) - [Retirement Plan Review - mobile](https://pensionplanningconsultants.com/retirement-plan-review-mobile/) - [Request Proposal - mobile](https://pensionplanningconsultants.com/request-proposal-mobile/) - [Profit Sharing Plans - mobile](https://pensionplanningconsultants.com/profit-sharing-plans-mobile/) - [Plan Sponsor (Client) - mobile](https://pensionplanningconsultants.com/plan-sponsor-client-mobile/) - [Nonqualified Deferred Comp Plans - mobile](https://pensionplanningconsultants.com/nonqualified-deferred-comp-plans-mobile/) - [Multiple Employer Plans (MEP) - mobile](https://pensionplanningconsultants.com/multiple-employer-plans-mep-mobile/) - [Information Center - mobile](https://pensionplanningconsultants.com/information-center-mobile/) - [Important Dates - mobile](https://pensionplanningconsultants.com/important-dates-mobile/) - [Helpful Links & Resources - mobile](https://pensionplanningconsultants.com/helpful-links-resources-mobile/) - [Extra Tax Deductions for Your Clients - mobile](https://pensionplanningconsultants.com/extra-tax-deductions-for-your-clients-mobile/) - [ERISA / Fidelity Bond for Plan Sponsors - mobile](https://pensionplanningconsultants.com/erisa-fidelity-bond-for-plan-sponsors-mobile/) - [Defined Contribution Plan Administrator - mobile](https://pensionplanningconsultants.com/defined-contribution-plan-administrator-mobile/) - [Defined Benefit Plans - mobile](https://pensionplanningconsultants.com/defined-benefit-plans-mobile/) - [Defined Benefit and Cash Balance Plans - mobile](https://pensionplanningconsultants.com/defined-benefit-and-cash-balance-plans-mobile/) - [Contact - mobile](https://pensionplanningconsultants.com/contact-mobile/) - [Clients with Questions about Retirement Plans - mobile](https://pensionplanningconsultants.com/clients-with-questions-about-retirement-plans-mobile/) - [CE or CPE Credit Hours - mobile](https://pensionplanningconsultants.com/ce-or-cpe-credit-hours-mobile/) - [Cash Balance Plans - mobile](https://pensionplanningconsultants.com/cash-balance-plans-mobile/) - [457 Plans - mobile](https://pensionplanningconsultants.com/457-plans-mobile/) - [Advisor Tools & Resources - mobile](https://pensionplanningconsultants.com/advisor-tools-resources-mobile/) - [401(k) and 403(b) Retirement Plans - mobile](https://pensionplanningconsultants.com/401k-and-403b-retirement-plans-mobile/) - [Careers - mobile](https://pensionplanningconsultants.com/careers-mobile/) - [Home Page - mobile](https://pensionplanningconsultants.com/home-page-mobile/) - [Plan Sponsor (Client)](https://pensionplanningconsultants.com/information-center/plan-sponsor-client/) - [Important Dates](https://pensionplanningconsultants.com/information-center/plan-sponsor-client/important-dates/) - [ERISA / Fidelity Bond for Plan Sponsors](https://pensionplanningconsultants.com/information-center/plan-sponsor-client/erisa-fidelity-bond-for-plan-sponsors/) - [Information Center](https://pensionplanningconsultants.com/information-center/) - [What is a TPA?](https://pensionplanningconsultants.com/services/what-is-a-tpa/) - [Small Plan Actuarial Consultant](https://pensionplanningconsultants.com/careers/small-plan-actuarial-consultant/) - [Defined Contribution Plan Administrator](https://pensionplanningconsultants.com/careers/defined-contribution-plan-administrator/) - [Careers](https://pensionplanningconsultants.com/careers/) - [Advisor Tools & Resources](https://pensionplanningconsultants.com/advisor/) - [Defined Benefit Plans](https://pensionplanningconsultants.com/services/defined-benefit-and-cash-balance-plans/defined-benefit-plans/) - [Request Proposal](https://pensionplanningconsultants.com/request-proposal/) - [Clients with Questions about Retirement Plans](https://pensionplanningconsultants.com/clients-with-questions-about-retirement-plans/) - [CE or CPE Credit Hours](https://pensionplanningconsultants.com/ce-or-cpe-credit-hours/) - [Retirement Plan Review](https://pensionplanningconsultants.com/services/retirement-plan-review/) - [Extra Tax Deductions for Your Clients](https://pensionplanningconsultants.com/extra-tax-deductions-for-your-clients/) - [Nonqualified Deferred Comp Plans](https://pensionplanningconsultants.com/services/nonqualified-deferred-comp-plans/) - [Multiple Employer Plans (MEP)](https://pensionplanningconsultants.com/services/multiple-employer-plans-mep/) - [Cash Balance Plans](https://pensionplanningconsultants.com/services/defined-benefit-and-cash-balance-plans/cash-balance-plans/) - [457 Plans](https://pensionplanningconsultants.com/services/457-plans/) - [Profit Sharing Plans](https://pensionplanningconsultants.com/services/profit-sharing-plans/) - [403(b) Retirement Plans](https://pensionplanningconsultants.com/services/401k-and-403b-retirement-plans/403b-retirement-plans/) - [Defined Benefit and Cash Balance Plans](https://pensionplanningconsultants.com/services/defined-benefit-and-cash-balance-plans/) - [Shop](https://pensionplanningconsultants.com/shop/) - [Helpful Links & Resources](https://pensionplanningconsultants.com/helpful-links-resources/) - [PPC Blog](https://pensionplanningconsultants.com/ppc-blog/) - [Who We Are](https://pensionplanningconsultants.com/who-we-are/) - [Participant](https://pensionplanningconsultants.com/information-center/participant/) ## Cloud Templates - [Header Template 15](https://pensionplanningconsultants.com/tdb_templates/header-template-15/) - [Footer - Default PRO](https://pensionplanningconsultants.com/tdb_templates/footer-default-pro/) - [Mobile Footer](https://pensionplanningconsultants.com/tdb_templates/mobile-footer/) - [Mobile Header](https://pensionplanningconsultants.com/tdb_templates/mobile-header/) - [Category Template 31 - Fitness PRO](https://pensionplanningconsultants.com/tdb_templates/category-template-31-fitness-pro/) ## Categories - [Must Read](https://pensionplanningconsultants.com/category/must-read/) - [Newsletters](https://pensionplanningconsultants.com/category/newsletters/) - 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